Businesses without AI may not survive in two to three years — forecast
If companies do not shift to an AI-native model in the next two to three years, they risk failing to withstand competition and shutting down. This forecast was voiced by Almas Chukin, chairman of the board of directors of O!Bank OJSC, while speaking on November 6 at FinConference 2026 in Bishkek.
According to him, artificial intelligence is entering a new stage of development. Now AI not only answers human queries and maintains a conversation, but, as Chukin believes, is beginning to improve independently.
"We are literally entering 2026 — this is the year when the frightening stage of recursion began, self-improvement, such self-improvement. And self-improvement has already started on its own," Chukin said.
Under these conditions, businesses, according to the expert, need to rebuild workflow processes around AI rather than limiting themselves to implementing isolated tools.
"If we do not become AI-native, I am saying, if in two to three years we do not become AI-native, then every business that is not AI-native will die," Chukin stated.
AI-native refers to an approach where artificial intelligence becomes the foundation of work processes rather than an additional feature of existing software.
Chukin cited an example of his own interaction with AI. According to him, he does not start his workday with familiar software or task setting, but with a dialogue with artificial intelligence, together with which he develops solutions.
"I come in the morning, I do not set tasks, I have a conversation with it, I develop a solution with it. That is it. Meaning, forget Microsoft Office, forget everything else. The first application you will have left is AI, and that is it," he said.
Earlier, Economist.kg reported that, according to a KPMG study, 53% of companies in Central Asia and the Caucasus are already using artificial intelligence in production processes and achieving practical results. The global average is 24%.
Aziza Kapar kyzy
