> ## Content Index
> Fetch the complete content index at: https://economist.kg/llms.txt
> Use this file to discover other available public pages before exploring further.

# Nearly 305,000 Kyrgyzstanis use loan self-ban in one year
- URL: https://economist.kg/en/nearly-305000-kyrgyzstanis-use-loan-self-ban-in-one-year/
- Published: 2026-11-13T11:29:03.000Z
- Updated: 2026-11-13T11:29:03.000Z
- Description: During the first year of the loan self-ban in Kyrgyzstan, 304,900 people used the service. As of November 1, 2026, 200,100 citizens maintained the restriction, the National Bank reported.
- Author: Азиза Капар кызы
- Tags: Банки, #en

**In Kyrgyzstan, during the first year of the voluntary self-ban mechanism for obtaining loans and borrowings, 304,900 citizens used it. As of November 1, 2026, the restriction remained active for 200,100 people, the National Bank reported.**

The self-ban allows citizens to restrict the issuance of loans and borrowings in their name free of charge. The mechanism is designed to protect against fraud, including obtaining loans without a person's consent.

> You can set a self-ban through the Tunduk mobile application. To do this, you need to select the "Self-ban on lending" service, specify the credit bureau and confirm the application. The restriction comes into effect immediately.

As [reported](https://economist.kg/banki/2026/10/03/samozapret-kredity-tunduk-kak-rabotaet/?utm%5Fsource=chatgpt.com) earlier by **Economist.kg**, the self-ban is lifted 12 hours after submitting the application. During this time, the citizen can cancel the application and keep the restriction.

If the self-ban is set in two credit bureaus, it must be lifted separately in each of them. When the restriction is in effect, banks and microfinance organizations are not entitled to issue loans to the citizen.

> The self-ban mechanism [launched](https://economist.kg/banki/2025/10/30/kak-ustanovit-samozapriet-na-krieditovaniie-v-kyrghyzstanie-ghaid/) in Kyrgyzstan on **November 1, 2025**.

> In January 2026, the [reported](https://economist.kg/society/2026/01/16/bolieie-140-tysiach-kyrghyzstantsiev-aktivirovali-samozapriet-na-kriedity-chieriez-tunduk/) that 140,264 people used the mechanism in the first two and a half months of operation.