> ## Content Index > Fetch the complete content index at: https://economist.kg/llms.txt > Use this file to discover other available public pages before exploring further. # Kyrgyzstan bank ranking for Q3 2026: 52% of assets held by top three - URL: https://economist.kg/en/kyrgyzstan-bank-ranking-q3-2026/ - Published: 2026-11-13T06:21:49.000Z - Updated: 2026-11-13T06:22:16.000Z - Description: Assets of 24 banks in Kyrgyzstan reached 1.39 trillion som as of September 30, 2026, increasing by 16.2% since the beginning of the year. Eldik Bank, ABank, and MBANK concentrated 720.8 billion som, or 52% of the ranking participants' assets. Economist.kg compared bank indicators and identified… - Author: Александр Канунников - Tags: Банки, #en **Assets of 24 commercial banks of Kyrgyzstan included in the Economist.kg ranking totaled 1.39 trillion som as of September 30, 2026\. Since the beginning of the year, the figure grew by 193 billion som, or 16.2%. At the same time, the three largest banks concentrated more than half of the total assets of the ranking participants.** For its analysis, Economist.kg used banks' financial statements as of September 30, 2026, and December 31, 2025\. The sample included 24 financial institutions. Keremet Bank was not included in the calculations as its Q3 financial statements could not be obtained. The leader in terms of asset volume was ****Eldik Bank** with ****268.7 billion som**. Second place went to ****ABank** with assets of 257.8 billion som, and third to ****MBANK** with 194.3 billion som. The top five also included ****BAKAI** (152.7 billion som) and ****Optima Bank** (102.1 billion som). Ranking participants can be divided into several groups based on their asset size. The first group consists of Eldik Bank, ABank, and MBANK. Each of their assets exceeds 190 billion som, and their combined volume reaches **720.8 billion som**. The second group includes BAKAI, Optima Bank, KICB, and DemirBank. Their assets range from **86.3 billion** to **152.7 billion som**. Following them are four banks with assets ranging from **20 billion** to **80 billion som**: Companion Bank, O!Bank, FINCA Bank, and Dos-Credobank. > The assets of each of the remaining **13 banks** do not exceed **20 billion som**. Kyrgyzstan bank ranking for Q3 2026 Assets, million som. Click on a column header to sort. Scroll horizontally to view the table. | No. | Bank | Assets as of 09.30.2026 | Assets as of 12.31.2025 | Change | Growth, % | | --- | --------------------- | ----------------------- | ----------------------- | ------- | --------- | | 1 | Eldik Bank | 268 728 | 265 841 | +2 887 | +1.1 | | 2 | ABank | 257 771 | 202 781 | +54 990 | +27.1 | | 3 | MBANK | 194 259 | 169 460 | +24 799 | +14.6 | | 4 | BAKAI | 152 654 | 119 173 | +33 481 | +28.1 | | 5 | Optima Bank | 102 053 | 80 617 | +21 436 | +26.6 | | 6 | KICB | 95 282 | 86 799 | +8 483 | +9.8 | | 7 | DemirBank | 86 310 | 79 407 | +6 903 | +8.7 | | 8 | Companion Bank | 53 007 | 43 437 | +9 570 | +22.0 | | 9 | O!Bank | 32 984 | 34 722 | −1 739 | −5.0 | | 10 | FINCA Bank | 24 156 | 19 918 | +4 238 | +21.3 | | 11 | Dos-Credobank | 22 111 | 16 834 | +5 277 | +31.3 | | 12 | Commercial Bank KSB | 19 805 | 11 690 | +8 115 | +69.4 | | 13 | Bai-Tushum Bank | 15 741 | 13 771 | +1 970 | +14.3 | | 14 | CapitalBank | 11 194 | 11 215 | −21 | −0.2 | | 15 | Bank of Asia | 11 105 | 9 139 | +1 966 | +21.5 | | 16 | Eurasian Savings Bank | 9 694 | 3 152 | +6 542 | +207.5 | | 17 | Kyrgyzkommertsbank | 8 923 | 7 668 | +1 255 | +16.4 | | 18 | EcoIslamicBank | 5 336 | 5 185 | +151 | +2.9 | | 19 | FinanceCreditBank | 5 137 | 4 641 | +495 | +10.7 | | 20 | Alma Finance Bank | 2 984 | 1 132 | +1 852 | +163.5 | | 21 | Tolubay Bank | 2 208 | 2 199 | +9 | +0.4 | | 22 | Muras Bank | 1 577 | 1 650 | −73 | −4.4 | | 23 | Bereket Bank | 1 511 | 1 107 | +405 | +36.6 | | 24 | Asman Bank | 1 167 | 1 132 | +36 | +3.2 | Nothing found #### **Growth leaders** The largest increase in assets for the first nine months of 2026 was demonstrated by **ABank**. Since the beginning of the year, the figure grew by **54.99 billion som**. They are followed by **BAKAI** (+33.48 billion som), **MBANK** (+24.80 billion som), **Optima Bank** (+21.44 billion som), and **Companion Bank** (+9.57 billion som). > In terms of growth rates, **Eurasian Savings Bank** is the leader. Its assets increased by **207.5%**, from 3.15 billion to 9.69 billion som. Second place went to **Alma Finance Bank** (+163.5%), and third to **Commercial Bank KSB** (+69.4%). The top five also included **Bereket Bank** (+36.6%) and **Dos-Credobank** (+31.3%). The high percentage figures of Eurasian Savings Bank and Alma Finance Bank are explained by their relatively small base at the end of 2025\. Therefore, in monetary terms, their growth is inferior to the results of the largest ranking participants. Three banks showed a reduction in assets. **O!Bank** saw its figure decrease by 1.74 billion som, or 5%. **Muras Bank** lost 73.2 million som (4.4%), and **CapitalBank** lost 21.5 million som (0.2%). #### **Asset concentration** Out of the total 1.39 trillion som in assets of the 24 banks, Eldik Bank, ABank, and MBANK account for **720.8 billion som**, or **52%**. The five largest banks hold **975.5 billion som**, which accounts for **70.4%** of the sample's assets. > Concentration is even higher among the top ten: they account for about **1.27 trillion som**, or **91.4%** of the total volume. ****Read also** [Kyrgyzstan bank ranking for H1 2026: 74% of profits held by top five](https://economist.kg/banki/2026/08/15/reiting-bankov-pribyl-polugodie-2026/) --- Follow the main economic news of Kyrgyzstan by subscribing to [Economist.kg](https://economist.kg/) channels on [Telegram](https://t.me/economist%5Fkg?ref=economist.kg) and [WhatsApp](https://www.whatsapp.com/channel/0029VaUvVed5q08WZEioIN2D?ref=economist.kg). We are also on [Facebook](https://www.facebook.com/economist.kg), [Instagram](https://www.instagram.com/economist%5Fkg/?ref=economist.kg), [Threads](https://www.threads.net/@economist%5Fkg?ref=economist.kg), and [X](https://x.com/economist%5Fkg?ref=economist.kg). Join us and always stay informed about the most important developments! [Loan and family budget: how to calculate payments and debt burdenA loan allows you to get the required amount immediately, but reduces the family budget for several months or years. Therefore, when evaluating a loan, it is important to consider not only the monthly payment amount, but also expenses for housing, food, transport, children's education, and unforeseen situations. Consumer loans hold an unconditional first place in issuance volumes, according to the National Statistical Committee.![](https://storage.ghost.io/c/c3/a6/c3a66635-73fd-4349-a382-8bf5c41013f8/content/images/icon/---------Economist.kg-6c9c2862-85e9-434a-a730-3bb9d5d85ef3.png)Economist.kg — news of economy and finance of KyrgyzstanSvetlana Begunova![](https://storage.ghost.io/c/c3/a6/c3a66635-73fd-4349-a382-8bf5c41013f8/content/images/thumbnail/webp-1787958508269-jndx9jaz5k8-1-662490c7-95d9-4edb-8d4e-f236cfdee625.webp)](https://economist.kg/pravo-znat/2026/11/12/kredit-i-semeinyi-biudzhet-kak-rasschitat-platezhi-i-dolgovuiu-nagruzku/) [Where lending grew faster: ranking of Kyrgyzstan's regions since 2022Issyk-Kul region became the leader in loan portfolio growth rates since 2022, and Bishkek strengthened its dominance in bank lending.![](https://storage.ghost.io/c/c3/a6/c3a66635-73fd-4349-a382-8bf5c41013f8/content/images/icon/---------Economist.kg-bad1e785-d3e2-4a96-9760-df6e72418e77.png)Economist.kg — news of economy and finance of KyrgyzstanAlexander Kanunnikov![](https://storage.ghost.io/c/c3/a6/c3a66635-73fd-4349-a382-8bf5c41013f8/content/images/thumbnail/photo-1560472355-536de3962603-365cc61b-42c8-47b6-9d21-eac7c0a76c46.jpg)](https://economist.kg/banki/2026/07/23/kreditovanie-regiony-kr-reyting/)